No one ever expects to get into an accident, but it happens to millions of people every year.
Since the pandemic hit, more and more people are choosing the road over the skies, and many are choosing to drive out from home, preferring their own vehicles over a rental.
North America is an amazing country to travel across, and the vastness of the continent means that even travelers visiting for an extended period of time consider buying a vehicle vs renting.
But if you’re roadtripping in a vehicle you own, your credit cards or travel insurance won’t cover your car insurance.
If you’re one of the unlucky ones who does find yourself in an accident, you’ll be glad you have Allstate auto insurance. Here are 5 times when having Allstate will come in handy:
Driving in North America: 5 Times You’re Glad You Have Allstate Auto Insurance
Car Accident & Need to File a Claim
Being in a car accident is never a happy event. But with insurance, you can rest assured that you won’t go bankrupt or be considerably out of pocket.
No two car insurance policies are the same, so it’s important to read reviews, ie allstate insurance reviews, to weigh up what others have to say.
Look for reviews of those who have had to go through the process of filing a claim, and which mention things like customer service.
Family Roadtrips with Teenagers Driving!
Family road trips are a great opportunity to share the driving especially if you have a teenager who’s trying to get experience behind the wheel. Though it’s important to make sure that they’re properly covered in case of an accident.
Certain insurers are better than others when it comes to options for teenage drivers, so you can choose the coverage that best meets your needs. For instance, Allstate stands out here with discounts for good grades, safe driving, and taking a driver’s education course.
You can also get a deductible waiver for accidents caused by other drivers who don’t have insurance which is a good idea if you’re sharing the driving regardless of the age of the diver.
And if you are considering flying and renting a car instead of driving your own, you’ll want an insurer who can also cover rentals by adding it onto your existing policy.
When You Hit Wildlife
Wildlife is one of the biggest road hazards when driving throughout North America, and from raccoons to deer, and even bears, it can be incredibly traumatic when this happens.
Wildlife most commonly hit on the roads varies from State to State, after-all, America is such a huge continent and the different ecosystems and environments lend themselves to different animals.
However one accident prone animal which is particularily common, is deer.
If you’re lucky, the damage will be minimal, the animal will be ok, and you can simply drive away. However, if you’re not so lucky, the damage can be much more severe. That’s where insurance comes in.
When Your Car is Stolen
Also not a scenario you want to think about, especially when you’re roadtripping and probably far away from home.
But car theft does happen, and in North America in 2020 there were 810,400 vehicles stolen, up 11.8% since 2019.
There are many things you can do to lower the risk of car theft, such as locking your doors, and not leaving valuables in plain sight through the windows. And most car theft is opportunitistic, so you just need to make yours more of a challenge than the next one!
However ultimately, if someone wants to steal your car, they’ll find a way.
Allstate will work with you to quickly get a replacement car so that you can get back on the road. They will also work with local law enforcement to help recover your stolen car.
When you need roadside assistance
Allstate is one of the leading providers of roadside assistance, which we highly recommend taking out when you’re roadtripping and planning on being considerable distances from home.
It’s a lot harder to call a relative for help or to be picked up when you’re thousands of miles across the country vs just down the road!
With over 16,000 tow truck drivers and 24/7 coverage, Allstate is a really good choice for needing a tow, a jump start, or simply a little help getting back on the road.